:root{
  --navy:#13243F;--navy-2:#1E3354;--gold:#D4A54A;--gold-text:#9A6F1E;
  --ink:#1B2433;--muted:#4A5568;--line:#E3E7EE;--bg:#FFFFFF;--soft:#F4F6F9;--wa:#1FA855;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Heebo,system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--navy)}
img,svg{display:block}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.en{font-family:'Libre Franklin',sans-serif;direction:ltr;unicode-bidi:isolate}

/* header */
header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand-name{display:flex;flex-direction:column;line-height:1.05}
.brand-name b{font-size:22px;font-weight:900;color:var(--navy)}
.brand-name b span{color:var(--gold-text)}
.brand-name small{font-size:11px;font-weight:700;letter-spacing:2.5px;color:var(--muted)}
nav{display:flex;align-items:center;gap:22px}
nav a{text-decoration:none;font-weight:500;color:var(--ink);font-size:16px}
nav a:hover{color:var(--gold-text)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:0 20px;border-radius:10px;font-weight:700;text-decoration:none;font-size:16px;border:0;cursor:pointer;font-family:inherit}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:#178F47}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:#C6963A}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.55)}
.btn-ghost:hover{border-color:#fff}
nav .links{display:flex;gap:22px}
@media (max-width:860px){nav .links{display:none}}
@media (max-width:420px){.brand-name b{font-size:19px}.bar .btn{padding:0 14px}}

/* hero */
.hero{background:var(--navy);color:#fff;padding:72px 0 64px}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}
.eyebrow{display:inline-block;font-size:14px;font-weight:700;color:var(--gold);letter-spacing:1px;margin-bottom:14px}
.hero h1{font-size:46px;line-height:1.15;font-weight:900;margin:0 0 18px}
.hero h1 span{color:var(--gold)}
.hero p.lead{font-size:20px;color:#D5DCE8;margin:0 0 28px;max-width:600px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}
.hero-card{background:#fff;color:var(--ink);border-radius:16px;padding:26px}
.hero-card h3{margin:0 0 14px;font-size:19px;color:var(--navy)}
.checks{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.checks li{display:flex;gap:10px;align-items:flex-start;font-size:16px}
.checks svg{flex:none;margin-top:3px}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}.hero h1{font-size:34px}.hero{padding:48px 0}}

/* sections */
section{padding:72px 0}
section.soft{background:var(--soft)}
.sec-head{max-width:720px;margin-bottom:36px}
.sec-head h2{font-size:34px;line-height:1.2;margin:0 0 10px;color:var(--navy);font-weight:900}
.sec-head p{margin:0;color:var(--muted);font-size:18px}

.cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;display:flex;flex-direction:column;gap:10px}
.card .ic{width:46px;height:46px;border-radius:12px;background:var(--navy);display:flex;align-items:center;justify-content:center}
.card h3{margin:4px 0 0;font-size:21px;color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:15.5px}
.card ul{margin:4px 0 0;padding-inline-start:18px;font-size:15px;color:var(--ink)}
@media (max-width:960px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.cards{grid-template-columns:1fr}}

/* calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:stretch}
.calc-form,.calc-out{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:18px}
.field label{font-weight:700;color:var(--navy)}
.field small{color:var(--muted)}
.field input,.field select{min-height:48px;border:1.5px solid #C9D1DD;border-radius:10px;padding:0 14px;font-size:17px;font-family:inherit;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.calc-out{background:var(--navy);color:#fff;display:flex;flex-direction:column;justify-content:center;gap:10px}
.calc-out .big{font-size:52px;font-weight:900;color:var(--gold);line-height:1}
.calc-out p{margin:0;color:#D5DCE8}
.calc-out .note{font-size:13.5px;color:#AFC0DA}
@media (max-width:860px){.calc{grid-template-columns:1fr}}

/* pricing */
.price-table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden;border:1px solid var(--line)}
.price-table th,.price-table td{padding:16px 18px;text-align:start;border-bottom:1px solid var(--line);vertical-align:top}
.price-table th{background:var(--navy);color:#fff;font-weight:700;font-size:15px}
.price-table td.p{font-weight:900;color:var(--navy);white-space:nowrap;font-size:19px}
.price-table td small{display:block;color:var(--muted);font-size:14px}
.price-table tr.hl td{background:#FBF6EA}
.tag{display:inline-block;font-size:12px;font-weight:700;background:var(--gold);color:var(--navy);border-radius:999px;padding:2px 10px;margin-inline-start:6px;vertical-align:middle}
.table-box{overflow-x:auto;border-radius:14px}
.price-foot{margin-top:14px;color:var(--muted);font-size:14.5px}
@media (max-width:640px){
  .price-table thead{display:none}
  .price-table,.price-table tbody,.price-table tr,.price-table td{display:block;width:100%}
  .price-table tr{border-bottom:1px solid var(--line);padding:14px 16px;position:relative}
  .price-table td{border:0;padding:2px 0}
  .price-table td:first-child{padding-inline-end:90px}
  .price-table td.p{position:absolute;top:14px;inset-inline-end:16px;width:auto}
}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;counter-reset:s}
.step{padding:24px;border-radius:14px;background:#fff;border:1px solid var(--line)}
.step:before{counter-increment:s;content:counter(s);display:flex;width:38px;height:38px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:900;align-items:center;justify-content:center;margin-bottom:12px}
.step h3{margin:0 0 6px;font-size:18px;color:var(--navy)}
.step p{margin:0;color:var(--muted);font-size:15.5px}
@media (max-width:860px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:17.5px}
details p{margin:12px 0 0;color:var(--muted)}

/* cta band */
.band{background:var(--navy);color:#fff;border-radius:18px;padding:40px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px}
.band h2{margin:0;font-size:28px}
.band p{margin:6px 0 0;color:#D5DCE8}

footer{background:#0D1A2E;color:#AFC0DA;padding:40px 0;font-size:14.5px}
footer .f{display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px}
footer a{color:#E3C27A}
.disclaimer{margin-top:22px;padding-top:18px;border-top:1px solid #23395C;font-size:13px;color:#8FA2C0}

.wa-float{position:fixed;bottom:18px;inset-inline-end:18px;z-index:30;width:58px;height:58px;border-radius:50%;background:var(--wa);display:flex;align-items:center;justify-content:center;box-shadow:0 6px 18px rgba(0,0,0,.25)}
.lang{font-weight:700}